patching (composer.json)

https://groups.drupal.org/node/518975

composer require cweagans/composer-patches

     "extra": {   
        "enable-patching": true,
        "patches": {
            "drupal/core": {
                "payment and video field error": "https://www.drupal.org/files/issues/2020-01-08/3105211-1.patch"
            },
            "drupal/plugin": {
                "payment and video field error": "https://www.drupal.org/files/issues/2020-01-08/3105214-1.patch"
            }
        }
      }

be aware of brackets and "," after bracket

composer install
composer update --lock

(implemented succesfully on sophia web)